DIFFERENCE BETWEEN A BUSINESS AND AN INVESTMENT

Residential Houses are investments having a low
return on investment

People have tendered to confuse businesses and investments. The two are assumed to mean the same thing.
A business is an entity you create to multiply or grow your capital fast like a retail shop, salon, restaurant, bar, cafe, fuel station, butchery, bakery, etc. These entities because of their daily sales can multiply your capital due to stock turnover.

Apartment units also have a low return on investment

The RICH have known this and are busy establishing many business outlets that are making daily sales. We all need financial freedom to be able to sustain our lifestyles. The advantage with such businesses is that if you're making frequent banking's you will have a nice account portfolio and your bankers will be willing to extend credit to expand your business.
This is how the RICH in Uganda have managed to grow their businesses from a roadside stall to a multinational business and gotten financial freedom.

An investment, on the other hand, is an entity established to secure your money against inflation and as collateral i.e in real estate if the investors want loans and mortgages. The return on investment with investments is low and cannot build your capital.

Businesses have a high return on investment and
can grow your capital much faster

The POOR and MIDDLE Class have started their business career with investments especially real estate. Many people in Uganda after making a saving they rush to build a house with the false hope that he is secure in terms of not paying rent. It's good to live in your own house but you also need to have a good source of income that can cater to your domestic needs. With a business like the RICH have you will be able to cater to your domestic needs and build your capital to eventually invest.
Robert T. Kiyosaki of "Rich Dad Poor Dad" in one of his books Cash Flow Quadrant explains that people on the right side quadrants have people and money working for them. So as a business owner you need to know how to manage people to be able to make money for you. Then the investors must also learn how to make money work for them.

In conclusion, Uganda needs more businesses and operators with a view of building their capital, create jobs and then they can finally invest in real estate, stocks, bonds, and treasury bills.